| LexisNexis, a provider of personal and
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| | a padlock icon on your computer screen.
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| financial data, recently reported that
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| | NEVER access a financial site through a
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| the personal information of as many as
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| | link embedded in an e-mail message.
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| 310,000 people nationwide may have been
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| | E-mails with links asking you to verify
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| stolen. This figure is nearly 10 times
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| | or re-register your personal information
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| higher than the original figure disclosed
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| | are a sure sign of "phishing", a scam to
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| last month by the company.
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| | collect your name and other identifying
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| ChoicePoint Inc., another consumer data
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| | information to steal your identity.
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| collection service, stated 145,000 people
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| | Instead, type the bank or creditor's
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| in their database were possibly exposed
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| | website address into your browser. Check
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| to identity thieves earlier this year. At
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| | your accounts every two weeks. Verify
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| DSW Shoe Warehouse, officials
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| | that the credits and debits shown on the
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| acknowledged stolen credit information at
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| | statements are valid. Report any
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| 103 of its 175 stores nationwide. Hackers
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| | suspicious activity immediately to your
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| have also targeted databases at
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| | bank or creditor.
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| California State University as well as
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| | 2) Monitor your credit report.
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| the University of California, San Diego.
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| | The main reason for stealing your
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| Many consumers now fear that using the
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| | identity is to open new credit accounts
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| internet puts them at a higher risk of
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| | to purchase good and services using your
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| identity theft. However, surveys have
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| | name and stolen identity. Chances are
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| shown that only 10 percent of known
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| | that you won't know you're an ID theft
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| identity theft cases have resulted from
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| | victim until you're denied credit or you
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| online fraud. Dumpster diving along with
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| | receive bills for accounts you never
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| phone scams account for far more ID theft
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| | opened.
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| than the internet.
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| | If an ID thief has opened accounts in
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| In fact you can use the internet to help
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| | your name, they are most likely to appear
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| protect yourself from this crime in three
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| | on your credit report. There are three
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| unique ways:
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| | major credit reporting agencies; Equifax,
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| 1) View your banking and credit accounts
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| | TransUnion, and Experian.
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| online.
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| | New legislation allows you to obtain your
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| Almost all banks and credit card
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| | credit report annually from all three of
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| companies have secure web sites that
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| | these agencies for free. This new program
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| allow you to view your statements and
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| | is being phased in gradually across the
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| activity safely online. Secure sites are
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| | U.S..
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| those that begin with https// or display
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